Insurance/Risk Management Advice/Agent
Mergers And Acquisitions
Who is Ironshore®?
Ironshore is a multi-billion dollar company with a top rating from A.M. Best. We have
experience working with companies of different sizes.
Ironshore provides specialty property and casualty coverages for risks located
throughout the world. Select specialty coverages are underwritten at Lloyd’s through
Ironshore’s Pembroke Syndicate 4000. The Ironshore group of insurance companies is rated A
(Excellent) by A.M. Best with a Financial Size Category of Class XIV. Syndicate 4000 operates within
Lloyd’s where the market rating is A (Excellent) by A.M. Best, AA- (Very Strong)
from Fitch and A+ (Strong) from Standard & Poor’s. For more information, please
Who is Homesite®?
Ironshore Insurance Services, LLC is an authorized agent of Homesite, and the companies
have partnered together to offer you select insurance products.
Homesite offers home, renters, condo, life and small business insurance, and it has a
financial-strength rating of "Excellent" from A.M. Best.
Many small businesses will qualify for a Business Owner’s Policy (BOP), which is a
combination of a General Liability insurance, Business Personal Property insurance,
and – if you own any buildings –Building insurance, plus a handful of
additional useful coverages. Each coverage is important, which is why they’re usually offered
together. The BOP was designed for certain types of businesses, so don’t worry if
yours doesn’t qualify for one – you can still get a great deal on a custom
commercial package that’s just right for you.
General Liability (GL)
General Liability insurance protects your business from third party negligence
claims and lawsuits by covering the defense costs and judgments for covered losses such as
property damage, injury, or slander for which your business is held liable, up to your policy
Business Personal Property (BPP)
Business Personal Property insurance provides protection up to replacement cost for
the property you own that is used in your business, tenant’s improvements you’ve
made to a building that you occupy but don’t own, and leased property that you
have a responsibility to insure. Examples of business personal property include computers,
laptops, printers, furniture and office supplies that you own or lease, as well as your
business’ inventory of goods or products held for sale.
What is a Commercial General Liability Policy (GL) policy?
The General Liability Policy is designed for small businesses that have limited business
property exposures but do need protection for liability exposures such as property
damage, injury, or slander for which your business is held liable, up to your policy limit.
Homesite’s program also offers optional Inland Marine coverage for artisan contractors to
tools, equipment and mobile electronic equipment.
Designed for small businesses with limited business property exposures but who need protection for liability
exposures such as property damage, injury, or slander for which your business is held liable.